The wellbeing of our children is our primary concern, no matter where they are. Outrisk has developed a unique Health Program for Cypriot students, putting your children’s wellbeing at top priority!
What is Medical Insurance for Students Abroad?
What is Medical Insurance for Students Abroad?
Typically speaking, neither regular health insurance nor travel insurance is appropriate for international students. While these are unquestionably important for all people, they do not accurately fit with the challenges students are likely to encounter when studying abroad.
However, international student health insurance plans cover in-patient and outpatient exams as well as long-term medical and dental procedures. They give comprehensive coverage students will need when studying abroad. Plus, they usually tend to be more focused on health and welfare concerns vital for international students and their families.
Read moreTypically speaking, neither regular health insurance nor travel insurance is appropriate for international students. While these are unquestionably important for all people, they do not accurately fit with the challenges students are likely to encounter when studying abroad.
However, international student health insurance plans cover in-patient and outpatient exams as well as long-term medical and dental procedures. They give comprehensive coverage students will need when studying abroad. Plus, they usually tend to be more focused on health and welfare concerns vital for international students and their families.
Schools, and typically the host country, require a minimum amount of medical insurance coverage on your student health insurance policy.
The student insurance qualifications at your school can vary, but you should make sure that your health insurance coverage consists of at least the following benefits:
- Health Insurance for Students
- Emergency Medical Evacuation
- Return of Mortal Remains
Regardless of how old you are, how well-traveled you are, or your relative health, there are real risks that you have to be ready for before studying in a new country.
Yes, forgetting to bring your favorite hair products or must-have running shoes is important. But your international student health insurance is the most valuable of all other things. Lack of health insurance coverage while you’re studying abroad can have long-term issues for both your health and your bank account.
If you are uninsured, you will have to pay out of pocket for all of the medical fees accumulated. Even something as short as a 2-kilometer ambulance ride can rack up the bill.
Why insure students abroad with Outrisk Insurance?
Why insure students abroad
with Outrisk Insurance?
Ensure your healthcare needs are fulfilled while studying overseas with our flexible and affordable student international health insurance plan.
With all of our plans, you can select when to start your cover. So you can be covered from the day you hit the town. This means you can prioritize settling into your new environment instead of fretting about your healthcare solutions.
Whether you need to get cover for the essentials or a higher level of cover, you can give us a call or send us an email to receive a quote for your insurance needs.
No matter what you select, you can be sure we’ll be there whenever you need us so you can make the most of your time studying abroad.
Ensure your healthcare needs are fulfilled while studying overseas with our flexible and affordable student international health insurance plan.
With all of our plans, you can select when to start your cover. So you can be covered from the day you hit the town. This means you can prioritize settling into your new environment instead of fretting about your healthcare solutions.
Whether you need to get cover for the essentials or a higher level of cover, you can give us a call or send us an email to receive a quote for your insurance needs.
No matter what you select, you can be sure we’ll be there whenever you need us so you can make the most of your time studying abroad.
All-inclusive Coverage
It offers comprehensive in-hospital treatment care in case of an accident or illness and medical and diagnostic fees coverage.
Expert Assistance
We're there for you every second, every minute, every hour of every day. We offer24/7 customer service assistance & emergency medical assistance locally and internationally.
Quick claims settlement
We commit ourselves to provide the most excellent services for our clients, which involves the quick settlement of claims so you can focus on recovering.
Customized to your personal needs
Students studying abroad and their parents will no longer worry about unexpected medical expenses.
First-class medical care
We aim to ensure you enjoy the best medical care. Here at Outrisk, you have access to the most prominent clinics in Cyprus and overseas.
Competitive Premiums
You receive comprehensive coverage with free rewards at the most cost-effective prices in Cyprus' insurance industry.
Who is this for?
Intended for Cypriot students from ages 18-30 studying in Cyprus or elsewhere in Europe. Also suitable for international students from ages 18-30 studying in Cyprus.
Call Us +357 97770067
Email us info@outriskinsurance.com.cy
Why do I need Medical Insurance for Students Abroad?
Why do I need Medical Insurance for Students Abroad?
If you’re studying in another country, international student health insurance protects you at all times. This also applies if you would like health insurance that covers you in more than just one country.
Moreover, most study abroad programs will require you to participate in a student health insurance plan or a health benefit plan while you’re out of the country.
When you relocate to another country, you don’t need to be thinking of things like how much money you pay for a filling or the fee of a ride in an ambulance. By taking an international health insurance plan, these expenses can be covered.
And for the worst-case scenarios, our health plans also pay for hospital confinement and evacuation costs, so once you’ve gotten well, you can continue studying in your chosen location.
- All-access to benefits from day 1
- 24/7 support from our health info phone line
- A second opinion
- Coverage for accidents & emergencies
If you’re studying in another country, international student health insurance protects you at all times. This also applies if you would like health insurance that covers you in more than just one country.
Moreover, most study abroad programs will require you to participate in a student health insurance plan or a health benefit plan while you’re out of the country.
When you relocate to another country, you don’t need to be thinking of things like how much money you pay for a filling or the fee of a ride in an ambulance. By taking an international health insurance plan, these expenses can be covered.
And for the worst-case scenarios, our health plans also pay for hospital confinement and evacuation costs, so once you’ve gotten well, you can continue studying in your chosen location.
- All-access to benefits from day 1
- 24/7 support from our health info phone line
- A second opinion
- Coverage for accidents & emergencies
What does Medical Insurance
for Students Abroad cover?
What does Medical Insurance
for Students Abroad cover?
- Maximum yearly amount €50.000
- Annual deductible amount €100
- Doctor, surgeon & anesthesiologist fee
- Drugs & Dressings
- Diagnostics Tests
- MRI and CT Scan
- Radiotherapy, Chemotherapy
- Surgery without overnight stay
- Emergency relocation to hospital with ambulance
- Organ Transplantation
- Room and Meal up to €350
- Physiotherapy (post-surgery) €600
- Maximum yearly amount €50.000
- Annual deductible amount €100
- Doctor, surgeon & anesthesiologist fee
- Drugs & Dressings
- Diagnostics Tests
- MRI and CT Scan
- Radiotherapy, Chemotherapy
- Surgery without overnight stay
- Emergency relocation to hospital with ambulance
- Organ Transplantation
- Room and Meal up to €350
- Physiotherapy (post-surgery) €600
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Frequently asked questions
The “best” international health insurance plan depends on who is acquiring it. A plan should have enough coverage for medical treatment, emergency evacuation, and prescription medication to be considered decent.
When deciding what the best health insurance plan is, ask yourself the following questions:
- What’s the policy maximum?
- How much is the deductible?
- Does it have international coverage?
- Does it cover all the issues you need coverage for?
- Does it meet your university’s minimum conditions?
- Does it offer a PPO (preferred provider organization) network?
Yes, for both Cypriots studying abroad and international students intending to study in Cyprus.
Many schools have basic student medical insurance plans that students can enroll into. However, the coverage may be sometimes limited, or rates may be too high. International students can also get a health insurance policy from the free market, just as long as it complies with the university’s minimum requirements.
Conversely, students from non-EU areas and those without permanent residency in Cyprus must acquire their health insurance before arriving in Cyprus.
The cost of health insurance for international students varies based on the following aspects:
- The period of study. If you are only enrolling for one full term abroad, it will cost less than if you were striving for an entire four-year degree.
- What amount of coverage you want. Your policy’s rate will increase if you add the optional coverage services, i.e., sports, dental, eye care, or maternity.
- Whether you have any dependents. Including dependents in your coverage will rack up the cost of the policy.
- If it is international insurance. The more places your policy covers, the more costly it will become.
- Whether you want policy coverage in the US. Because of the very steep cost of healthcare in the United States, health insurance plans that cover the US are usually more expensive.
