From the first day of opening your practice, you expose yourself to several risks and liabilities. So it’s critical to have the right insurance policies in place. With Outrisk Insurance, you can get comprehensive coverage for you and your office or clinic – all in one insurance plan!
What is Doctors Insurance?
What is Doctors Insurance?
Doctors Liability Insurance involves various business risks, such as customer injury, property damage or advertising injury (e.g., slander and libel).
This type of insurance – exclusively made for doctors – protects small practices and clinics from the high costs of legal claims against you. It also helps doctors with leases and contracts.
Across Europe and the US, it is essential for healthcare professionals to protect themselves against claims regarding dishonesty, negligence or malpractice.
There is a range of insurance plans that medical professionals can opt for. The absolute minimum of Doctors Insurance Policies may include:
- MEDICAL MALPRACTICE INSURANCE
An insurance type suitable for professionals who provide medical treatment and guidance to their patients.
It covers any compensation you may need to pay to patients if they allege that you are responsible for their injury, illness, or sudden worrying symptoms after your medical treatment or instructions.
- PUBLIC LIABILITY INSURANCE
As a doctor, you are helping patients every day. There’s a chance that the treatment you offer may result in accidental injury. In addition, a patient might experience medical symptoms right after they visit your practice. Or a patient may accuse you of causing damage to their residence during your visit for a medical check-up.
- LEGAL PROTECTION INSURANCE
Your job is critical for patients’ lives. But that does not mean you are protected from legal actions – whether they are well-grounded or not.
Having legal protection insurance ensures you get the financial coverage you need to defend yourself against claims made by your clients or their families.
- GENERAL LIABILITY INSURANCE
No matter how mindful you are, accidents might happen. This kind of insurance protects doctors, dentists, and other healthcare professionals from the cost of lawsuits filed by patients, delivery workers and other visitors to your practice.
Doctors’ Insurance offers comprehensive protection versus the distinct threats you and your clinic are exposed to. In addition, an all-in-one insurance policy provides liability coverage related to:
- Patient and visitor injuries
- Patient and visitor property damage
- Advertising injuries, including libel and slander
- Protection from financial ruin
- Coverage from malpractice cases
- Inadequate employer’s coverage
- Legal costs
- Protection of personal assets from lawsuit claims
- Lost wages until the claim is settled
Doctors Liability Insurance involves various business risks, such as customer injury, property damage or advertising injury (e.g., slander and libel).
This type of insurance – exclusively made for doctors – protects small practices and clinics from the high costs of legal claims against you. It also helps doctors with leases and contracts.
Across Europe and the US, it is essential for healthcare professionals to protect themselves against claims regarding dishonesty, negligence or malpractice.
There is a range of insurance plans that medical professionals can opt for. The absolute minimum of Doctors Insurance Policies may include:
- MEDICAL MALPRACTICE INSURANCE
An insurance type suitable for professionals who provide medical treatment and guidance to their patients.
It covers any compensation you may need to pay to patients if they allege that you are responsible for their injury, illness, or sudden worrying symptoms after your medical treatment or instructions.
- PUBLIC LIABILITY INSURANCE
As a doctor, you are helping patients every day. There’s a chance that the treatment you offer may result in accidental injury. In addition, a patient might experience medical symptoms right after they visit your practice. Or a patient may accuse you of causing damage to their residence during your visit for a medical check-up.
- LEGAL PROTECTION INSURANCE
Your job is critical for patients’ lives. But that does not mean you are protected from legal actions – whether they are well-grounded or not.
Having legal protection insurance ensures you get the financial coverage you need to defend yourself against claims made by your clients or their families.
- GENERAL LIABILITY INSURANCE
No matter how mindful you are, accidents might happen. This kind of insurance protects doctors, dentists, and other healthcare professionals from the cost of lawsuits filed by patients, delivery workers and other visitors to your practice.
Doctors’ Insurance offers comprehensive protection versus the distinct threats you and your clinic are exposed to. In addition, an all-in-one insurance policy provides liability coverage related to:
- Patient and visitor injuries
- Patient and visitor property damage
- Advertising injuries, including libel and slander
- Protection from financial ruin
- Coverage from malpractice cases
- Inadequate employer’s coverage
- Legal costs
- Protection of personal assets from lawsuit claims
- Lost wages until the claim is settled
Why should doctors insure themselves with Outrisk Insurance?
Why should doctors insure
themselves with Outrisk Insurance?
When you’re busy with patients, you may not be taking into account the perils your practice faces. From accidental damage to equipment malfunction, there are loads of risks to consider when deciding upon an insurance policy.
A specialist profession like yours needs specialized and custom insurance coverage. So we work closely with an extensive network of trusted insurance companies to make sure we can offer you the best, tailored-made policy for your needs.
At Outrisk Insurance, we take the hassle out of your way. We go through your needs and find an appropriate insurance plan that gives you cover where your practice needs it most.
When you require a helping hand, we’re right here to give guidance – whether you need to file a claim or only want to rethink your evolving insurance needs.
When you’re busy with patients, you may not be taking into account the perils your practice faces. From accidental damage to equipment malfunction, there are loads of risks to consider when deciding upon an insurance policy.
A specialist profession like yours needs specialized and custom insurance coverage. So we work closely with an extensive network of trusted insurance companies to make sure we can offer you the best, tailored-made policy for your needs.
At Outrisk Insurance, we take the hassle out of your way. We go through your needs and find an appropriate insurance plan that gives you cover where your practice needs it most.
When you require a helping hand, we’re right here to give guidance – whether you need to file a claim or only want to rethink your evolving insurance needs.
All in One
An all-inclusive coverage for your practice. It shields your clinic and capital against all threats leading to financial loss or any kind of damage - physical or ethical.
Round-the-Clock Customer Support
Our team is readily available 24 hours, 7 days per week for unfortunate incidents and unexpected events.
Quick claims settlement
We are devoted to offering outstanding services for our customers, including the prompt settlement of claims so you can concentrate on running your practice.
Reliable Insurance Provider
We have been serving Cyprus since 1989 and have an impressive track record of successful Doctors Insurance deals.
Competitive Premiums
You receive comprehensive coverage with complimentary incentives at the most competitive prices in Cyprus' insurance market.
Expert team on-call
We offer tips on extra policies to help customise your coverage based on your unique needs and concerns.
Who is this for?
Intended for all licensed healthcare professionals.
Call Us +357 97770067
Email us info@outriskinsurance.com.cy
List of healthcare professionals who need Doctor Insurance
A Doctors’ insurance is essential for the below specialisations and subspecialties:
- Pulmonologist
- General Surgeon
- Vascular Surgeon
- Neurosurgeon
- Paediatric surgeon
- Paediatrician
- Intensive care specialist
- Anaesthesiologist
- Dental Surgeon
- Radiologist
- Otolaryngologist
- Dentist
- Periodontist
- Physiotherapist
- Gynaecologist
- Surgeon
- Urologist
- Urologist Surgeon
- Occupational Therapist
- Personal Doctor
- General Practitioner
- Dermatologist
- Otolaryngologist Surgeon
- Nurse
- Orthopedist
- Cardiologist
- Heart surgeon
- Neurologist
- Neurologist Surgeon
- Neurophysiologist
- Endocrinologist
- Endocrinologist Surgeon
- Ophthalmologist
- Ophthalmologist Surgeon
- Gastroenterologist
Why do I need Doctors’ Insurance?
Why do I need Doctors’ Insurance?
Doctors’ Insurance shields all medical professionals against accusations about their negligent acts resulting in patients’ injuries. Medical malpractice insurance is essential for nurses, dentists, opticians, physical therapists, or anybody else who offers healthcare services.
As a doctor, you give your best to help your patients stay healthy or even save their lives. However, you are also responsible for providing them with medical reports and medical certificates. Therefore, you are vulnerable to claims of malpractice and legal action relevant to healthcare indemnity. With the right insurance plan, you will be confident to deal with the following unlucky events:
- Accidental injuries
- Disputes with patients
- Visitor injuries
- Misdiagnosis or mistreatment of illnesses
- Prescription errors
- Surgical errors
- Anesthesia complications
Doctors’ Insurance shields all medical professionals against accusations about their negligent acts resulting in patients’ injuries. Medical malpractice insurance is essential for nurses, dentists, opticians, physical therapists, or anybody else who offers healthcare services.
As a doctor, you give your best to help your patients stay healthy or even save their lives. However, you are also responsible for providing them with medical reports and medical certificates. Therefore, you are vulnerable to claims of malpractice and legal action relevant to healthcare indemnity. With the right insurance plan, you will be confident to deal with the following unlucky events:
- Accidental injuries
- Disputes with patients
- Visitor injuries
- Misdiagnosis or mistreatment of illnesses
- Prescription errors
- Surgical errors
- Anesthesia complications
What does Doctors
Insurance cover?
What does Doctors
Insurance cover?
- Fire
- Earthquake
- Lightning
- Storm
- Flood
- Explosion
- Water, Gas, Oil, LPG (Liquefied petroleum gas) or Fuel leakage
- Damage from fallen trees
- Theft
- Damage from attempted theft
- Civil unrest
- Strikes or riots
- Damage caused by vehicles
If your vehicle has been immobilised due to mechanical, electrical, or tire damage, call us at 22 352223 and our Roadside Assistance team:
- Repair on the spot problems involving oil change, battery repair, flat tires, and all possible quick fixes
- Redirect vehicle on public road if found out of route
- Transport of vehicle to a workshop/garage of your choice
- Compensation for Presence in Court
- Attorney’s Fees
- Medical bills
- Settlements
- Funeral expenses for fatal incidents
- Repair of a damaged item
- Property damage lawsuit fees
- Replacement of a lost or destroyed item
- Copyright violations
- Defamation
- Fire
- Earthquake
- Lightning
- Storm
- Flood
- Explosion
- Water, Gas, Oil, LPG (Liquefied petroleum gas) or Fuel leakage
- Damage from fallen trees
- Theft
- Damage from attempted theft
- Civil unrest
- Strikes or riots
- Damage caused by vehicles
If your vehicle has been immobilised due to mechanical, electrical, or tire damage, call us at 22 352223 and our Roadside Assistance team:
- Repair on the spot problems involving oil change, battery repair, flat tires, and all possible quick fixes
- Redirect vehicle on public road if found out of route
- Transport of vehicle to a workshop/garage of your choice
Get an insurance quote
Get an
insurance quote
We have the experience and the competitive prices.
Have a look at what we have to offer.
6000
Satisfied
Clients
6000
Contracts
Assistance
67807
Market
Share
49739
Portfolio
Assistance
Frequently asked questions
An independent medical practitioner needs to shield himself and his practice against all possible risks and threats. A Professional Liability Insurance or Doctors’ Insurance is the ideal coverage for a doctor.
You can go through the specific policies and details of Doctors’ Insurance with the help of Outrisk Insurance expert brokers. Call us or send us an email to set up a meeting today!
The cost of Doctors’ Insurance is based on the policies you include in the insurance plan, the size of your clinic, your exposure to risks, the number of patients you help, and many more factors.
Outrisk’s accredited brokers collaborate with top-rated insurance companies in Cyprus to help you choose the right insurance plan for your medical practice. Whether you’re a solo practitioner or operate your own clinic, reach out to us today to get an accurate quote covering your unique needs!
There are currently no laws requiring individual doctors to have liability insurance, but those owning a clinic will need to opt for business insurance coverage.
A single malpractice lawsuit can destroy a doctor’s reputation and put their financial stability and savings at risk. However, a proper Professional Liability Insurance can protect doctors from losing their office, clinic or personal belongings.