When a disaster strikes, we want you to be able to focus on getting better instead of the mountain of bills from the hospital. With 24/7 insurance coverage and reasonably priced premiums, you do not need to think about your and your family’s health again!
What is Personal Accident Insurance?
What is Personal Accident Insurance?
Personal Accident softens the implications of unexpected accidents in life and provides the support you need with an extensive range of coverage and benefits. We offer 24/7 international protection, making sure that you and your family are well covered at all times.
Personal Accident Insurance protects you financially from extreme and unanticipated injuries. This annual coverage provides compensation in case of injury, disability to work or death caused by a violent, unforeseen, external, and apparent event.
Personal Accident insurance is also a handy resource for businessmen and self-employed individuals, who may thus assure a reliable source of income in case they are temporarily or permanently unable to work. Throughout our extensive experience in health insurance, we have developed affordable products that address any specific needs you may have.
Personal accident insurance is particularly ideal as a supplement to the employer’s liability insurance. It is known that the employer’s liability insurance pays out only if the employer is responsible for the injury. In various cases where the employer is negligent or the staff is also at fault, Personal Accident Insurance will pay out at once and without need for proof of liability.
Outrisk Insurance offers you the most excellent protection with the Personal Accident and Health Policies. We ensure coverage for a large variety of threats and sensible solutions to your insurance needs.
- International protection 24 hours, 7 days per week
- Financial protection from harsh & anticipated injuries
- Ideal protection for businessmen & self-employed
- Perfect addition to the employer’s Liability Insurance
Personal Accident softens the implications of unexpected accidents in life and provides the support you need with an extensive range of coverage and benefits. We offer 24/7 international protection, making sure that you and your family are well covered at all times.
Personal Accident Insurance protects you financially from extreme and unanticipated injuries. This annual coverage provides compensation in case of injury, disability to work or death caused by a violent, unforeseen, external, and apparent event.
Personal Accident insurance is also a handy resource for businessmen and self-employed individuals, who may thus assure a reliable source of income in case they are temporarily or permanently unable to work. Throughout our extensive experience in health insurance, we have developed affordable products that address any specific needs you may have.
Personal accident insurance is particularly ideal as a supplement to the employer’s liability insurance. It is known that the employer’s liability insurance pays out only if the employer is responsible for the injury. In various cases where the employer is negligent or the staff is also at fault, Personal Accident Insurance will pay out at once and without need for proof of liability.
Outrisk Insurance offers you the most excellent protection with the Personal Accident and Health Policies. We ensure coverage for a large variety of threats and sensible solutions to your insurance needs.
- International protection 24 hours, 7 days per week
- Financial protection from harsh & anticipated injuries
- Ideal protection for businessmen & self-employed
- Perfect addition to the employer’s Liability Insurance
Why insure yourself with Outrisk Insurance?
Why insure yourself with Outrisk
Insurance?
We have seen at first hand that insurance companies won’t always provide the very best offers to clients who transact with them directly.
But with Outrisk Insurance, we make it our goal to ensure that you know all your options and help you choose the best cover to go with. First, as an insurance broker, we will help you pick the best policies from credible insurers. Then, we’ll ensure that they accommodate your specific needs – without breaking the bank!
We’ll start by evaluating what covers would apply to your situation and needs. Then, we will help you work out which options are the most beneficial for you. Best of all? We’ll ensure you procure an insurance package for the right price!
We have seen at first hand that insurance companies won’t always provide the very best offers to clients who transact with them directly.
But with Outrisk Insurance, we make it our goal to ensure that you know all your options and help you choose the best cover to go with. First, as an insurance broker, we will help you pick the best policies from credible insurers. Then, we’ll ensure that they accommodate your specific needs – without breaking the bank!
We’ll start by evaluating what covers would apply to your situation and needs. Then, we will help you work out which options are the most beneficial for you. Best of all? We’ll ensure you procure an insurance package for the right price!
Tailor-made Coverage
Enjoy the incomparable confidence that comes with a personal accident insurance package that meets your budget, needs, and lifestyle.
Reliable Insurance Provider
We have been serving Cyprus since 1989. We have an undeniable track record with the local community.
Expert Assistance
We are entirely committed to delivering the most effective services for our customers.
Flexible 24/7 Coverage
We've got you covered every minute, every hour, every day of the week - regardless of if you're at the office or on a personal errand.
Round-the-clock Customer Support
Our staff is readily available 24 hours, 7 days per week for unanticipated events and accidents.
Competitive Premiums
You get in-depth coverage with free benefits at the most affordable prices in Cyprus' insurance market.
Who is this for?
Aimed at Corporate Employees, Businessmen and Self-Employed individuals.
Call Us +357 97770067
Email us info@outriskinsurance.com.cy
Professionals who can benefit from Personal Accident insurance
Professionals who can benefit from Personal Accident insurance
Intended for clients who would like to keep themselves and their loved ones protected in case of accidents or health emergencies. This includes, but is not limited to, the following groups of people:
Intended for clients who would like to keep themselves and their loved ones protected in case of accidents or health emergencies. This includes, but is not limited to, the following groups of people:
- Permanent residents of Cyprus, aged 16-65
- For people who have an income
- For people with and without dependents
- For people who travel frequently
- For self-employed individuals or independent contractors
- For business executives
- Employers for the insurance of their staff or business offices
- Organizations and associations for the coverage of their registered members
- Credit companies for the coverage of their debtors
Intended for clients who would like to keep themselves and their loved ones protected in case of accidents or health emergencies. This includes, but is not limited to, the following groups of people:
Intended for clients who would like to keep themselves and their loved ones protected in case of accidents or health emergencies. This includes, but is not limited to, the following groups of people:
- Permanent residents of Cyprus, aged 16-65
- For people who have an income
- For people with and without dependents
- For people who travel frequently
- For self-employed individuals or independent contractors
- For business executives
- Employers for the insurance of their staff or business offices
- Organizations and associations for the coverage of their registered members
- Credit companies for the coverage of their debtors
Why do I need Personal Accident Insurance?
Why do I need Personal Accident Insurance?
Hundreds of people around us get into accidents everywhere and suddenly every day. A bad moment can permanently mark our lives and the lives of those who are dependent on us.
The more hazardous the line of work, the greater the risk for an accident to happen, even for people with sedentary jobs. Accidents can occur at any time and any place, at home, at work or in the car. One can be harmed to such an extent that they can never work again.
An illness or an accident may have a major financial impact, upset the household’s finances, and sometimes lead to unforeseen consequences.
The Personal Accident and Health policies by Outrisk Insurance offers you the most effective security. We offer coverage for various risks, and reasonable solutions to your insurance needs:
- Hospital cover for the whole family in case of an illness or accident
- A provision for an income benefit to the insured in case they are unable to work because of permanent injuries and/or a major disability caused by an illness or accident.
- For example, due to an injury, the foot of a person is in a cast for one month and cannot work.
- Or if disability arises because of loss of limb or limbs or other parts of the insured’s body such as eyes, hands, feet, etc., then they are compensated with a lump sum.
- Subject to no geographical boundaries during overseas travel while aboard a fully licensed passenger–carrying means of transport, such as an airplane or ship
Hundreds of people around us get into accidents everywhere and suddenly every day. A bad moment can permanently mark our lives and the lives of those who are dependent on us.
The more hazardous the line of work, the greater the risk for an accident to happen, even for people with sedentary jobs. Accidents can occur at any time and any place, at home, at work or in the car. One can be harmed to such an extent that they can never work again.
An illness or an accident may have a major financial impact, upset the household’s finances, and sometimes lead to unforeseen consequences.
The Personal Accident and Health policies by Outrisk Insurance offers you the most effective security. We offer coverage for various risks, and reasonable solutions to your insurance needs:
- Hospital cover for the whole family in case of an illness or accident
- A provision for an income benefit to the insured in case they are unable to work because of permanent injuries and/or a major disability caused by an illness or accident.
- For example, due to an injury, the foot of a person is in a cast for one month and cannot work.
- Or if disability arises because of loss of limb or limbs or other parts of the insured’s body such as eyes, hands, feet, etc., then they are compensated with a lump sum.
- Subject to no geographical boundaries during overseas travel while aboard a fully licensed passenger–carrying means of transport, such as an airplane or ship
What does Personal
Accident Insurance cover?
What does Personal
Accident Insurance cover?
- Physical injury due to accident
- Total disability due to accident
- Partial disability due to accident
- Death due to accident
- Income protection
- Travel luggage cover
- Death
- Permanent total disability
- Permanent partial disability
- Temporary total disability (with weekly benefit)
- Medical expenses
- Physical injury due to accident
- Total disability due to accident
- Partial disability due to accident
- Death due to accident
- Income protection
- Travel luggage cover
- Death
- Permanent total disability
- Permanent partial disability
- Temporary total disability (with weekly benefit)
- Medical expenses
Get an insurance quote
Get an
insurance quote
We have the experience and the competitive prices.
Have a look at what we have to offer.
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Frequently asked questions
Personal accident insurance, also referred to as personal injury insurance, is developed to pay compensation if you suffer from a major injury or death as the result of an accident.
Benefits of our Personal Accident insurance plans may include but are not limited to: Complete financial protection to the insured members against unforeseen events such as accidental death, accidental bodily injuries, and partial/total handicaps, permanent and temporary disabilities brought on by an accident.
Personal accident insurance generally won’t cover injuries, disability, and deaths induced under the following instances::
- self-inflicted injuries, either caused by a suicide attempt or through carelessness
- injuries as a result of substance use or alcohol intoxication, including road traffic accidents caused when driving under the influence of alcohol or drugs
- injury due to sickness or underlying conditions
- injuries endured by professional athletes when training or playing
- injuries sustained while participating in criminal activity
- injuries suffered in combat
- injuries caused by radioactive activity or other nuclear hazards
Yes, you can and it will be a practical and efficient investment to make. This applies if you’re a corporate employee, own your own business, or are self-employed.