When a catastrophe strikes, we want you to be able to focus on getting better instead of the heap of bills from the hospital. At Outrisk Insurance, we have built the right conditions to keep you and your family secured at all times!
What is Health Insurance?
What is Health Insurance?
Simply put, health insurance is a form of insurance that covers medical expenses in case of a disease. These bills could be related to hospitalization costs, cost of treatments or doctor consultation costs.
More specifically, medical insurance is a type of insurance coverage that generally pays for medical, surgical, doctor-prescribed drugs and, in some cases, dental expenses incurred by the insured. Health insurance can compensate the insured for costs incurred from illness or injury, or directly pay the care provider.
Read moreSimply put, health insurance is a form of insurance that covers medical expenses in case of a disease. These bills could be related to hospitalization costs, cost of treatments or doctor consultation costs.
More specifically, medical insurance is a type of insurance coverage that generally pays for medical, surgical, doctor-prescribed drugs and, in some cases, dental expenses incurred by the insured. Health insurance can compensate the insured for costs incurred from illness or injury, or directly pay the care provider.
The purpose of health insurance is to help you pay for medical treatment. It insures you and your family financially in an unexpected severe illness or injury that might get very expensive.
Obtaining health insurance coverage can also save you funds on doctor’s appointments, prescription medications, preventative care, and several other healthcare services. A health insurance policy is a requirement to take care of those hefty medical expenses.
Health insurance pays for all the hospitalization expenses and the costs for pre-hospitalization and post-hospitalization, like ambulance costs. It is a comprehensive and essential insurance policy.
Why insure your health with Outrisk Insurance?
Why insure your health with
Outrisk Insurance?
Whether you’re in town or a foreign country, Outrisk ensures your health is secured to the greatest extent. Complete with expanded, specialized coverage and unique benefits, you’ll be safe and in good health wherever you are!
Whether you’re in town or a foreign country, Outrisk ensures your health is secured to the greatest extent. Complete with expanded, specialized coverage and unique benefits, you’ll be safe and in good health wherever you are!
Comprehensive and Flexible
It brings the most specialized and thorough medical care policy. Modify it according to your needs and choose a policy that completes the existing coverage provided by the General Healthcare System (GHS).
With benefits
Exclusive discounts to families and group plans.
24/7 Customer Assistance
We're not only here for the important stuff, but those minor things too. Whether it's a question about a doctor's prescription or a worrying rash or wound, our expert insurance agents will be by your side 25/7.
- First-class medical care
Quick claims settlement
We devote ourselves to offering the most reliable services for our clients, which means the immediate settlement of claims so you can focus on getting better.
Flexible 24/7 coverage
We've got you covered every minute, every hour, every day of the week.
Competitive Premiums
You obtain all-inclusive coverage with free benefits at the most cost-effective prices in Cyprus' insurance industry.
Who is this for?
Aimed at individuals who want to be protected in case of accidents or health emergencies. Health Insurance protects family members too.
Call Us +357 97770067
Email us info@outriskinsurance.com.cy
Why do I need medical insurance?
Why do I need medical insurance?
Preserving our health is crucial. But, it can also mean sky-high costs and unpredictable needs. Private health insurance guarantees fast and easy access to healthcare without any of the long waits and worries.
If you are not insured as a dependent under another person’s health plan, like a spouse/partner or parent, it’d be wise to get personal health insurance. The price of health care without coverage can be really high. That’s why you need a health insurance plan that can help you deal with your health care needs, along with costs.
Preserving our health is crucial. But, it can also mean sky-high costs and unpredictable needs. Private health insurance guarantees fast and easy access to healthcare without any of the long waits and worries.
If you are not insured as a dependent under another person’s health plan, like a spouse/partner or parent, it’d be wise to get personal health insurance. The price of health care without coverage can be really high. That’s why you need a health insurance plan that can help you deal with your health care needs, along with costs.
What do the Home Insurance
packages cover?
What do the Home Insurance
packages cover?
- Room and meal
- Doctor, surgeon & anesthesiologist fee
- Laboratory tests, clinical examinations, pharmaceuticals & other consumables
- Expenses before and after medical treatment
- Accommodation costs for minor companion
- Hospital treatment outside of Cyprus
- Birth Delivery / Cesarean Section
- Abortion/Cervical
- Emergency Medical Assistance Abroad and Extension Coverage
- Direct settlement with hospital/clinic
- Immediate response and settlement of your claims
- 24hrs Customer Service
- 24hrs Emergency Medical Assistance abroad
- Extend coverage Abroad
- Out-hospital medical treatment and once-a-year check-ups
- Covers Operating Surgery Room Expenses
- Covers Surgeon & Anesthesiologist Fees
- Emergency transfer of patient
- Home care allowance
- Medical Allowance
- ESSENTIAL €50.000
- CENTRIC €250.000
- MAX €1.000.000
- Room and meal
- Doctor, surgeon & anesthesiologist fee
- Laboratory tests, clinical examinations, pharmaceuticals & other consumables
- Expenses before and after medical treatment
- Accommodation costs for minor companion
- Hospital treatment outside of Cyprus
- Birth Delivery / Cesarean Section
- Abortion/Cervical
- Emergency Medical Assistance Abroad and Extension Coverage
- Direct settlement with hospital/clinic
- Immediate response and settlement of your claims
- 24hrs Customer Service
- 24hrs Emergency Medical Assistance abroad
- Extend coverage Abroad
- Out-hospital medical treatment and once-a-year check-ups
- Covers Operating Surgery Room Expenses
- Covers Surgeon & Anesthesiologist Fees
- Emergency transfer of patient
- Home care allowance
- Medical Allowance
- ESSENTIAL €50.000
- CENTRIC €250.000
- MAX €1.000.000
Get an insurance quote
Get an
insurance quote
We have the experience and the competitive prices.
Have a look at what we have to offer.
6000
Satisfied
Clients
6000
Contracts
Assistance
67807
Market
Share
49739
Portfolio
Assistance
Frequently asked questions
Ideally, you should get a health insurance plan that has the following:
- The specific coverage you and your family need.
- Offered at a monthly fee you can manage.
- Has lifetime renewability.
- Offers a network of partner hospitals for your benefit.
- Has a very high claim settlement percentage.
You can have all of these perks with the help of the Outrisk Insurance expert brokers!
Health insurance and healthcare, in general, are inexpensive in Cyprus. The insurance market is quite competitive and provides loads of options. The market’s competitiveness makes a particular estimation impossible, but you can expect insurance premiums to be much lower than in countries without public healthcare.
Get a quote from our brokers today by giving us a call at +22 352223 or sending us an email at info@outriskinsurance.com.cy!
There are a number of things that signify the slight difference between medical and health insurance, namely:
- Medical insurance will give you coverage just for hospitalization, pre-specified health problems, and accidents for a pre-specified amount. On the other hand, health insurance will offer you in-depth coverage against hospitalization costs, pre-hospitalization, post-hospitalization expenses and ambulance charges.
- Medical insurance will not offer you any extra coverage. Health insurance, though, grants add-on coverage such as critical illness, an unexpected disability, etc.
- Medical insurance doesn’t provide any flexibility regarding coverage, while health insurance policyholders can decrease their policy duration, the health insurance premium amount after a particular period, etc.
- Medical insurance doesn’t provide the insured with critical illness cover, while health insurance offers critical illness cover for diseases like cancer, heart attack, etc.
Though the public healthcare system in Cyprus serves over 80% of its citizens, most people, particularly ex-pats, prefer treatment at private healthcare centers. The advantages are access to a wide range of facilities and reduced wait times.
The private sector gives two basic private health insurance options: international private medical cover and local private medical insurance policy. The local coverage may have more affordable premiums, but it has restricted medical cover.
At most medical facilities, patients will need to pay up-front for their treatment. Customers can get a refund for their expenses in a month. We advise ex-pats to keep any receipts and documents for getting a comprehensive reimbursement. It is prudent to review your insurance policy for what is included in the cover.
